weird al, live long and prosper, white and nerdy

the_darkglow


True Story

Unique, like every other


Moving soon!
vogue, fun
the_darkglow
So, the last time I posted (wow, over a year ago), I was celebrating having signed to buy a condo that would be built during the year. Turns out (as I feared/expected), they delayed by 6 months. That 6 months is finally over and I can finally move out of my crummy apartment! Yay!

Since no one probably remembers what I'm chattering on about (does anyone even remember me at this point?), let me quote what I wrote last year:

It'll be a really great great space. 3rd floor (a decade in a basement is way too long), 9ft (2.75m) ceilings, really big living space, big windows, hardwood floors (so done with rugs), granite or quartz counter tops, a great shower, a decent balcony, a gardening space on the roof with a place to make compost, a community terrace also on the roof, only 1.3km (0.8mi) from where I currently live so I already know the area and it'll only lengthen my commute by that much walking (so around 10 minutes) and the area is a little quieter too. And all that for $12k under what I was expecting to pay. *eg*


The options have been selected and paid for (so that $12k under my expectations is now $1500, oh well). They let me go in before the walls were drywalled to install network wires! The final financial details are all worked out; the downpayment is paid (that was the hugest bill-pay I ever did (or ever will) in my bank's website!) and the mortgage is signed (I'll be 60 by the time that sucker is paid off *ugh*). All that remains is the final inspection, signing at the notary to get the keys and actually moving!

I'm now neck deep in boxes for my move in 2 weeks! Can't wait!

I can't believe it's finally happening!
true love, up
the_darkglow
So, I haven't posted here since last August... Big surprise. Forgive the knee-high dust layer. I'm still reading my flist, I'm just an eternal lurker. *shrug*

I usually never update since nothing much ever happens in my world. Well, something huge happened this week. I finally, *finally*, bought myself a condo! So, *so*, happy I'm finally there. I've finally reached the goal I've had for well over a decade. I've dug myself out of debt and made what will probably be the biggest purchase of my life. (Ironically, a purchase that puts me back in debt for a very long time...)

I've bought a unit off the plan in a new building so the process is started, but I'll only really own it when they deliver it which should be around mid-December if there are no delays. I'll be happy if it happens then, but I'm mentally prepared for it to go to June of next year. After that, I'll be getting really antsy.

It'll be a really great great space. 3rd floor (a decade in a basement is way too long), 9ft (2.75m) ceilings, really big living space, big windows, hardwood floors (so done with rugs), granite or quartz counter tops, a great shower, a decent balcony, a gardening space on the roof with a place to make compost, a community terrace also on the roof, only 1.3km (0.8mi) from where I currently live so I already know the area and it'll only lengthen my commute by that much walking (so around 10 minutes) and the area is a little quieter too. And all that for $12k under what I was expecting to pay. *eg*

*YAY* I'm celebrating this weekend! *WOOHOO*
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Back home
weird al, live long and prosper, white and nerdy
the_darkglow
So I've been back for a little while from my work trip in Europe. I'm slowly catching up with what I might have missed while I was gone; so don't be to surprised if I reply to really old posts. *g*

I'm starting work Monday. Too soon!

Europe or Bust
vogue, fun
the_darkglow
So, I haven't posted here in forever and a half again. Big surprise, I know.

Things have been going pretty well around here. My finances are doing so much better than they were. I have $35k in savings and the debt is down to $14k (almost interest-free loan from my mom), which gives me a net worth of $21k. My goal is to have $45k saved up by next year for a downpayment on a condo and it's looking do-able. Woohoo!

I've started working on my weight a bit more than I was. I got a smart-pedometer and smart-scale and I'm now keeping track of everything I eat. The two systems talk to each other and it's helped quite a bit. I've been doing this for about 2 months and I've lost 7 pounds so far with no real exercise other than walking. Not amazing, but it's progress in the right direction. Tracking every cent was the key to success in my finances and I'm hoping it'll work its magic on my weight too. Time will tell. *g*

Work has been crazy recently because our congress is happening this month. Therefore, I'm travelling to Spain Thursday. Woohoo! Work over there is about 10 days, then I'm visiting for 2. After that, I'm flying to France and visiting for 4 days before finally flying back. I'm really looking forward to it! *g*

Social life is just as dead as always. Hey, everything can't change that suddenly. *g*

If I don't post pictures once I'm back, you are allowed to bug me about it. *g*

Ding, Dong, the "Witch" Is Dead!
vogue, fun
the_darkglow
So, "Haven't posted in forever; not dead"... yadda yadda.

I've just paid off my last credit card! Woohoo!

Now, granted, I paid it off thanks to a loan from my mom... So... little woo?

An explanation: My mom had said that she would loan me 15k$ when I bought a place to help with the down payment. We just made the loan early so I'd save the interest I would have paid on the 13k$ remaining on my CCs over the next year.

I know what people say about borrowing money from family; namely, don't do it. With that in mind, we've signed a understanding (contract with no lawyer or no lawyer-speak) outlining a payment plan with interest and penalties (I had to insist for those).

Still, my net worth has steadily grown over the last months and is now over 12.5k$ so that's very good progress! Yay!

It's been ages
weird al, live long and prosper, white and nerdy
the_darkglow
I haven't posted here in ages (around 9 months, in fact). Last time I posted, I was in a panic about work; but that passed: I missed the deadline by about two weeks but nothing tremendously bad happened because of it. So that's not too bad. Work is getting crazy again these days, but not quite to that level... yet.

My finances are doing better: I'm solvent now and my debt slipped under 20k a few months back. (In fact, I've passed the halfway point of this thing now.) According to my "projections", I should be entirely debt-free in a year and a half. *yay*

I gained 15 pounds over the holidays and haven't even lifted a finger to lose it (never mind the 40-50 I already wanted to lose). So I can't say I'm too thrilled with that.

My best friend moved away (a 10h trip by car, each way) so, given that I don't have that many friends to begin with, I've been feeling pretty lonely. Love life is just as dead as ever too (not that I've done anything to change the situation).

I got bit by the Sony hacking debacle. Well, the password I used there was the same as I used quite a few places so I spent last weekend going to every place/service/website I could think of and changed them. I didn't use the same password everywhere but I decided that if I was correcting the situation, I was fixing it right. So now I have one password that decrypts the file that keeps all my real passwords, which are all gibberish with capital letters, lower case letters, numbers and symbols too. And a different one for every site. At last count, I had over 150... That number still takes me aback, and I'm still not sure I got everything. I've been meaning to do this for years, but I'm glad it's done now. Now I just need to figure out if signing up for a credit monitoring service is worth it. $150 per year isn't exactly cheap... but then again, it's way cheaper than a stolen identity could end up costing.

Oh, and to top it off we just had federal elections around here and the worst that could happen did, the conservatives got the majority they weren't able to get the past few elections. (With 40% of the vote... Our system is so broken.) So for the next 4 years, they can do whatever the hell they want and nobody can stop them. *sigh* I feel the same about this as I did when Bush got re-elected in 2004, except this is closer to home... It's going to be awful. Hopefully the pendulum will swing back to the "saner" side in 2015. It's going to be a long 4 years. *ugh*

Man, I'm depressing myself. I'll shut up now before I end up in fetal position on the floor.

Sinking Slowly
wtf
the_darkglow
Been doing 12 to 16 hour days at work for the last few weeks. Project due next Monday. Won't make it, baring a miracle. Going slowly crazy.

Feeling like crying. Can't form complete sentences. Need encouraging words and good thoughts.

Argh!

ETA: So, I posted this last night but it didn't get crossposted to LJ. My project will still never be on time, but I've gotten some perspective since. I just hate failing. At anything. Ever. (Root of my terminal case of procrastinitis.) I'd still appreciate good thoughts though.
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The call is coming from inside the house!
wtf
the_darkglow
So, I got robbed today.

Got back from work to find my front doorknob broken and my TV and 2 laptops gone. The robbers apparently got interrupted since they left the TV in the building's garage. I've been waiting for the cops to get here for the last 3 hours so that I can get it back inside. Meanwhile, the locksmith came, replaced my flimsy doorknob by a quality deadbolt and went. So even if the bastards now know I have mounds of computers, and electronics, and DVDs, and games (and...), they should be slowed down a bit. As long as they don't just decide to break a window... *nervous laugh*

What's weird is that Monday night I had a dream where I got robbed, very much the same but much more stuff was missing. I usually never remember my dreams but that night I had 2 that I remember. The one where my apartment got robbed and another where I got mugged. I really hope it's just my nervous nelly tendencies manifesting and not some prophetic dream super power developing. (Although it's not the first time this has happened but I've always convinced myself that I'm just remembering the few coincidences where my dream came true and not the thousands where they didn't... still, it's getting harder to deny.)
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Man, this is the only thing I ever post about. I'm surprised I still have friends on here.
weird al, live long and prosper, white and nerdy
the_darkglow
So, debt count down now stands at 26k. It's going down, but dreadfully slowly. I've taken to watching another financial stat instead; my net worth.

For the financial illiterate in the audience, the net worth is every penny you've got minus every penny you owe. It's normally everything you own minus everything you owe, but I don't own anything that costly (no house or car), so I'm just counting money set aside for retirement and such.

On that front, I'm only 9k in the hole! And since I'm paying back debt the rate of 1.1k a month and saving a bit over 500 a month, I should actually be solvent in around 6 months! I think it'll be the first time that's happened in my adult life. Yay?

Still, I can't pat myself on the back too much. I'm paying around 250$ a month in interest (so it takes that 1.1k/month down to somewhere under 900). 250$ a month! That's 3000$ a year that I'm just giving to the bank because I can't wait to get new toys. And it used to be much more than that before I actually woke up and started paying attention. *sigh*

(Wow, I wanted to write an upbeat status update but it really went sour a the end there. Sorry.)

BTW, I have DreamWidth codes if anyone wants them.
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Must have MOAR tech!
weird al, live long and prosper, white and nerdy
the_darkglow
So, I did something that went against my no-needless-spending policy today. (I know, I'm shocked too. *rolls eyes*) I bought an unlocked smartphone. For the non-tech literate in the audience, that means that I paid the full price upfront ($600!) so I wouldn't be locked into a contract or required to sign up for the outrageous plans the providers force on you if you want such a phone.

The plan is to climb the walls waiting patiently await delivery of the phone (Google Nexus One, if you must know) and then shop around for the cheapest deal I can get on one of our cell providers. I won't be getting a data plan; wherever I go, there's usually wifi so I'll just use that. I've already done a little research and I can probably get what I need for as little at $10-20/month. A little more then I was currently paying, but not by too much.

I'm rationalising this purchase by saying that I have 3 pay days in July (instead of the usual 2 per month) and will be able to pay it off immediately without creating a crater in my budget...

Meanwhile, the debt countdown clock is at $28k but could have been at 27something if I could resist the shinies. Oh well. Better luck next time. *g*
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